Privacy Policy - Uangku

Last Updated: January 29, 2026

Your privacy is our top priority. All your data is encrypted with end-to-end encryption, ensuring that only you can access it. This document outlines how Uangku collects, uses, stores, and protects your encrypted personal information when using our WhatsApp expense tracking service.

1. Scope of Policy

This Privacy Policy applies to all services provided by the Uangku platform, including expense tracking via WhatsApp, transaction summaries, and payment processing.

2. Information We Collect

a. Identity Data

  • • WhatsApp phone number
  • • Email address (optional)
  • • Transaction data and categories

b. Transaction Data

  • • Expense amount (IDR)
  • • Category and description
  • • Transaction date and time
  • • Payment method and status

3. Purpose of Data Use

  • • Track and record your expenses
  • • Generate daily, weekly, and monthly summaries
  • • Process subscription payments
  • • Improve our service and user experience
  • • Respond to user inquiries and support requests

4. Data Sharing with Third Parties

We do not sell, rent, or share your encrypted data with third parties for marketing purposes. Your end-to-end encrypted data remains private and accessible only to you.

We only share non-encrypted, necessary information with: payment gateways for processing transactions, and as required by Indonesian law.

5. Data Security

  • • 100% end-to-end encryption for ALL data - messages, transactions, and personal information
  • • Strict access controls and authentication systems
  • • WhatsApp's end-to-end encryption adds an extra layer of security
  • • Zero-knowledge architecture: We cannot access your encrypted data

6. Your Data Rights

  • • Access your personal data
  • • Correct inaccurate information
  • • Request deletion of your data
  • • Request a copy of your data

7. Data Retention

Your data is retained for as long as your account remains active. Upon account closure, data will be deleted within 30 days unless required by law.

8. Third-Party Services

We use Midtrans and other payment processors to handle subscription payments. These processors have their own privacy policies.

Our service operates through WhatsApp. Please review WhatsApp's privacy policy to understand how they handle your messages.

9. Policy Changes

This privacy policy may be updated from time to time. Significant changes will be announced via WhatsApp or email.

10. Contact Us

📧 Email: [email protected]

🌐 Website: https://uangku.info